Instant Cash Loan App

 1. Loan Instant Personal Loan App - CashBean

Download Link: https://play.google.com/store/search?q=cashbean&c=apps&hl=en_IN

Rewards/Refferal Code :- f3t1g

Loan Amount: from ₹ 1,000 to 60,000.
Tenure: the shortest tenure is 91 days, the longest tenure is 365 days. Interest rate: Depends on the customer's risk profile and loan tenure. The maximum interest rate is 33% per annum.
For example: If the loan amount is ₹10,000 and the interest rate is 30% per annum with the tenure of 91 days, after deducting the processing fee, the interest payable is as follows :
Interest = ₹ 10,000 * 30% / 365 * 91 = ₹ 748.


CashBean is an Instant Personal Loan Platform for Indian mobile users. Presented by P C financial Services Private Limited, RBI registered NBFC. CashBean fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation in no more than 10 minutes and the approved loan amount is immediately transferred to the applicant’ s bank account.

Get fast, fair, convenient and affordable online loans on CashBean. -- Indian instant personal loan app.



Why CashBean?
1. No credit history required.
2. Paperless and digital process on your mobile.
3. Get 7*24 access to loan anytime and anywhere.
4. Speedy review in 30 minutes.
5. Disburse to your bank account directly in 5 minutes once approved.
6. Available across India.
7. As the credit score grows, the Sanctioned amount gradually increases. Variety of convenient repayment methods.


Eligibility:
1. Indian Resident.
2. 21-56 years old.
3. Source of a monthly income.

How it works？
1. Install the CashBean APP from the Play Store.
2. Register an account.
3. Select the product you would like to apply for.
4. Fill out your basic information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. E-sign the loan agreement after the approval.
7. After the E-sign, the approved loan amount will be disbursed into your account within 5 minutes and a SMS notification will be sent.

Security:
All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.

Contact Us:
Customer Service Email: [email protected]
Customer Service Hot line: 18005728088, 0124-6036666
Address: Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037

2. Indiabulls Dhani: Loans, Recharge and Cashbacks

Download Link: https://play.google.com/store/apps/details?id=com.indiaBulls&hl=en_IN

Rewards/Refferal Code :- 0016448898

Indiabulls Dhani provides instant loans at Interest rates starting from 1% to 3.17% p.m, ranging from ₹ 1,000 to ₹ 15 Lakhs and has zero foreclosure charges on loans below ₹ 20,000. One can avail loans for a tenure of 3 months to 36 Months. Processing Fees range from 1.5% to 6%.
You can also use Indiabulls Dhani to recharge your mobile phone, make bills payments (including gas, electricity, etc.), book bus tickets, buy gift vouchers and manage all other online transactions.
If you have been approved for a loan, or are a loan customer, you are eligible to earn Dhani Points - our Daily Reward Points Program where you can earn double cash each time you use the Dhani App!

To meet your instant loan requirements, we give personal loans, two wheeler loans, new car loans, used car loans, travel loans, marriage loans, medical loans or education loans.

With Indiabulls Dhani, you can avail:

• Personal Loan: With Indiabulls Dhani, fulfil all your dreams with unsecured personal loans, as we provide easy & instant personal loan disbursals.

• Two Wheeler & Car Loan: Now get a loan for your Bike or New/Used Car with Indiabulls Dhani. It is a faster & simpler way to get an instant two wheeler loan online.
✔ Get 100% loan value for your two wheeler or car
✔ Get your accessories covered under the 2 / 4 wheeler loan
✔ Get bike/car loan amount in your bank account instantly
✔ Choose a bike/car & dealer of your choice
✔ No need to pledge your bike/car against the loan (Hypothecation on Registration Certificate)

• Travel Loan: Now get a travel loan to make all your vacation dreams come true with Indiabulls Dhani.
✔ Plan & take your holiday whenever you want, don’t wait to save money for your travel plans
✔ Upgrade to better destinations instantly

• Medical Loan: Look after any medical need immediately. With Indiabulls Dhani Medical Loans, money will never be concern for medical emergencies.
✔ Look after any medical requirement, don’t wait for insurance payment
✔ Use at any hospital of your choice

Introducing Dhani Points – A Rewards Program by Indiabulls Dhani
Indiabulls Dhani comes with exclusive Dhani Points for all loan customers. Each Dhani Point is effectively worth ₹ 2. Now earn more and make your EMIs Cheaper

✔ Welcome gift worth ₹ 50
✔ Up to ₹ 500 daily prizes with Spin the Wheel
✔ Up to ₹ 500 points on Dhani ‘Refer & Earn’
✔ Up to ₹ 40 on each mobile recharge, bill payment & gift voucher purchase
✔ Up to ₹ 1,000 on each additional loan taken

With Indiabulls Dhani manage all your mobile wallet requirements instantly.
The highly secured wallet available on the Dhani App gives you the power of online payments on your fingertips! From mobile recharge to gas and electricity bill payments, gift vouchers to transferring money, with Indiabulls Dhani you get a wallet that comes with delightful cashbacks and offers!

Spin the Wheel
Your Dhani App now gives you the chance to earn money daily. Login to the app every day and spin the wheel and win points worth up to ₹ 500 Dhani Points daily!

Personal Loan Features:
✔ Best personal loan interest rates starting at 11.99%
✔ Money in your bank account instantly
✔ Share Pan Card & Address Proof to get instant personal loan disbursal
✔ Apply, receive & manage your personal loan directly on the mobile application
✔ No guarantee/security required for your Dhani loan

How to Apply for a Dhani Loan (Personal Loan application procedure):
Indiabulls Dhani has made the personal loan application process completely instant and online.

1. Download the Dhani App & enter your mobile number.
2. Enter Loan Amount, PAN and personal details
3. Instant Approval & Disbursal of Loan Amount

Contact Details –
Call on our Toll Free No.: 1860 419 3333 or email at: [email protected]




3. Kreditzy - Instant Loan App Online Personal Loan


App Download Link:- 
https://play.google.com/store/apps/details?id=com.kreditzy.android&hl=en_IN

Referral Code for Discount :- Not Available 

Loan amount: from ₹1,000 to ₹100,000 Loan Tenure: 91 days to 365 days

Interest rate: Dependent on loan tenure and customer’s risk profile. The maximum interest rate is 29.95% per annum.

Example: If the loan amount is ₹10,000 and the interest rate is 29.95% per annum with the tenure of 91 days, after deducting the processing fee, the interest payable is as follows:
Interest = ₹10,000 x 29.95%/365 x 91 = ₹ 747

Kreditzy is an Instant Personal Loan Platform for Indian mobile users. Kreditzy fulfills customers’ financial needs 24x7 completely online. The application process comprises of minimal documentation and can be completed in approximately 10 minutes. The approved loan amount is immediately transferred to the applicant’s bank account.
Get fair and affordable online loans in a fast and convenient way on Kreditzy - Indian Instant Personal Loan App.

Kreditzy Features:
1. No credit history required.
2. 100% paperless and digital process on mobile.
3. 24x7 access to loans.
4. Directly disbursed to your bank account.
5. Can be accessed Pan India.
6. Convenience of payment through various methods.

Benefits & Risks:
1. Get access to higher amounts & tenures as you repay on time.
2. As compliance requirement your payment behaviour is shared with credit rating agencies; based on that your credit score may change.

Eligibility:
1. Indian Resident.
2. Above 21 years old.
3. Source of monthly income above ₹17,000.

How to get started:
1. Install the Kreditzy app from the Playstore.
2. Register to create new account.
3. Fill out your basic information, then submit the application.
4. The final eligibility will be shown in the app and SMS will be sent post approval.
5. Select the loan product you find suitable.
6. E-sign the loan agreement.
7. After the E-sign, the approved loan amount will be disbursed into your account within 5 minutes and a SMS notification will be sent.

Security:
All the transactions are secured via a 128-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.

Contact Us:
Customer Service Email: [email protected]
Customer Service No: 8044292500

Address:
Kreditzy, 4th floor, Mereside Heights, 123, Swamy Vivekananda Rd, Sakshi Nagar, Pai Layout, Krishnarajapura, Bengaluru, Karnataka, India – 560016

4. Fast and Easy Personal Loan - RupeeMax

App Download Link:- 

https://play.google.com/store/apps/details?id=com.india.ddloan&hl=en_IN

Referral Code for Discount :- Not Available 

With RupeeMax, it only takes a few hours to get a personal loan. RupeeMax focuses on helping young white-collar and blue-collar workers in India to meet their petty loan demand by providing a petty loan of 5,000 Rupees with a flexible loan period of 91-180 days. RupeeMax is an online product, which eliminates the tedious processes and applications with a new mode of simple, convenient, flexible and fast borrowing. Our app allows users easy access to loans, and once approved, the money will be quickly and safely disbursed into your bank account.

Loan Amount: ₹ 5,000.
Tenure: 91 days (minimum)——180 days (maximum).
Interest rate: Depends on the customer's risk profile and loan tenure. The maximum interest rate is 33% per annum.
For example: If the loan amount is ₹5000 and the interest rate is 30% per annum with the tenure of 91 days, after deducting the processing fee, the interest payable is as follows :
Interest = ₹ 5000 * 30% / 365 * 91 = ₹ 374.

Who are eligible for loans?
-Indian citizens above 18 years old
-With a bank account
-Stable income every month

Why do you choose RupeeMax?
Totally Digitization – You only need a Smartphone with Internet
Simple Application Process – Only take a few minutes to complete all
Rapidly lend – Money will directly send to your bank account in the day once approved
Safe and Reliable – Your personal information will be kept in secret

How does RupeeMax work?
1.Install RupeeMax APP from the Google Play store.
2.Register with your mobile number.
3.Fill in your loan application with your basic information, upload your address proof ( Aadhaar ) and identity proof ( PAN ID ). All these processes only take a few minutes.
4.We will review your application information within several hours generally. Once approved, the loan will be deposited directly into your bank account within a few minutes.
5.Repay the loan before the due date.

Where does RupeeMax work?
RupeeMax is operational all over the India.

Safety:
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the lenders. All the transactions are 100% safe.

Contact Us:
Customer service Email: [email protected]
Customer service number: 02249745642
Customer service time:
Monday-Saturday 10: 00am-19: 00pm

 5. Kissht - EMI without credit card - 0% EMI Finance

App Download Link:- 

https://play.google.com/store/apps/details?id=com.fastbanking&hl=en_IN

Referral Code for Discount :- Not Available 

Kissht is India’s fastest credit app where one can avail purchase financing and personal loan
for mobile phone, laptop, camera, & many more electronic gadgets on EMI without credit
card with instant finance. With Kissht, bid adieu to your financial worries!
Get credit with zero collateral and interest rate ranging from 14% - 22% per annum for a
tenure of 3 months to 15 months. Avail any amount starting from Rs. 3,000/- to Rs.
1,00,000/- depending on your eligibility.

Loan Types:
1. Online Purchase Loan - Kissht is a one-stop destination to get your desired products
like smartphones, laptops, cameras, and any latest electronics on EMI and repay
within 3 months to 15 months tenure. This loan can be used to make purchases at
Flipkart, Makemytrip, etc.
2. Personal Loan – Kissht also offers Personal loans for salaried & self - employed
professionals for their various needs. The amount ranges from Rs. 3,000 to Rs.
1,00,000/- with a tenure ranging from 3 months to 15 months, depending on the
person’s eligibility.
3. Revolving line of credit: Kissht also offers credit limit for 2 years (24 months). This is a
revolving credit facility, where the customer can avail the limit seamlessly for next 2
years, till the customer is paying on-time. To incentivize better credit behaviour, the
customer is offered waivers and reduction in instalment amount for timely payments.
The customer can avail upto a credit limit of Rs. 30,000.

 
Features:
1. 100% online (paperless) process
2. Minimal documentation
3. No Credit Card required
4. No collateral required
5. Secure transaction (128-bit SSL encryption)
Eligibility Criteria:
1. Indian Nationality
2. Minimum age of the applicant should be 21 years
3. Minimum monthly income:
• Salaried Professional: Rs. 12,000/-
• Self-employed: Rs. 15,000/-
Documents:
1. Address Proof (either of AADHAR Card/Latest Utility Bill/ Valid Rent Agreement)
2. PAN Card
3. Last 3 Months’ Bank Statement
4. 1 Signed ECS Form for auto-debit

Amount, Tenure, Fees & Charge :
Loans range from ₹3,000 to ₹1,00,000 with tenure ranging from 3 months to 15 months.
Interest rates range from 14% to 22% per annum based on the risk profile.
Penalty charges are charged only when a customer defaults or delays their loan repayment
schedule in spite of reminders.
The APR ranges from 22-28%** depending on the product availed, risk profile, and
creditworthiness of the customer.
In addition to it, GST applies only to the fee components as per Indian laws.

-----------------------------------
**APR Example
A new salaried customer (low risk) can avail a loan of ₹30,000 at an interest rate of 18% with
a processing fee of ₹750 for a tenure of 12 months. The APR is 22.91%.
Interest Calculation
Loan amount: ₹30,000
Interest Rate: 18% per annum
Tenure: 12 months
Interest Payable: ₹3,005
Equally Monthly Installments (EMI) : ₹2,750 per month
---------------------------------
Other Offers
-> Loan Amount: Rs. 20,000 for OnePlus 5 @ 16% interest rate per annum, Tenure of 6
months, Processing fee: Rs. 300. EMI amount: Rs. 3490/month. APR: 21.33%
-> Loan Amount: Rs. 48,000 for iPhone @ 20% interest rate per annum, Tenure of 15
months, Processing fee: Rs.1,200. EMI amount: Rs. 3643/month. APR: 24.03%
Privacy & Security:
Privacy and security of your data are of top priority to us. It is transferred over a secure
connection and isn't shared with anyone without your consent. All the transactions on Kissht
are secure via 128-bit SSL encryption.
 
Contact Us:
1. For queries regarding your product purchase, feel free to call us on our customer
care number - 022-62820570
2. You can also write to us at [email protected]
3. To stay updated with our new launches and offers, follow us on our Social Media
handles

6. Loan Instant Personal Loan APP - GotoCash

App Download Link:- 

https://play.google.com/store/apps/details?id=com.GotoCash&hl=en_IN

Referral Code for Discount :- Not Available 

GotoCash is a mobile based Instant Personal Loan Platform. Users can apply for a Short-Term Personal Loan of up to Rs 50,000 anytime from anywhere.
The application process is completely online, and on approval, the fund is immediately transferred to your bank account.

Loan Amount: from ₹ 3,000 to 50,000.
Duration: 91 days to 365 days.
Interest Rate: 0.095% per day. The maximum interest rate is 34.7% per annum.
Example: For ₹5,000 loan of 91 days duration, with interest rate is 0.095% per day after deducting the processing fee, the interest payable will be:
Interest = ₹ 5,000 * (0.095/100) * 91 = ₹ 432.25


Why GotoCash?
0. Apply anytime from anywhere.
1. All Indian citizens from anywhere across India are eligible.
2. Customers with low or no credit history are eligible.
3. Decision is made within 5 minutes.
4. When approved, sanctioned amount is credited to your bank account immediately.
5. Convenience of multiple repayment methods.
6. No pre-payment penalty if loan is repaid before due date.


How does GotoCash works？
1. Install GotoCash app from Google Play Store.
2. Register yourself via your mobile.
3. Fill in the information and upload relevant documents
4. E-sign the agreement.
5. Get cash on approval.

Security:
Our process are highly compliant with industry standard security protocols. Data is transported over secured HTTPS connections. All transactions are secured via a 256-bit SSL encryption. We do not share your data without your consent.

Contact Us:
Customer Service Email: [email protected]
Customer Service Hot line: +91-9667799012
Address: SF-221,2-floor, IT Complex, JMD Megapolis, Village Tikri, Sohna Road, Gurgaon Haryana - 122018 India

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